I am of the generation where the cost of living is so high, for young adults, many of us must move back home with our parents, or never leave until our money situation changes.
I have filed bankruptcy at 25 years old due to many different circumstances. Which were always be a responsible young adult where I have worked since I was 15. Being properly taught the value of money, but not the value of myself. Settling for mediocre pay, pay cuts, and inflation all the while still trying to be a productive part in society. Go to college and pay off student loans. Having the freedom of a car, paying the note and insurance.
Having everything in my life go wrong because of the lack of money, mismanagement of it, when juggling bills, and responsibilities. Not having children of my own due to the fear of not being a good provider.
I am currently still working two jobs in the education fields, and still not making ends meet. I moved back home two years ago with my Mom, to end up feeling like a failure. Stuck in the "chase your tail", perpetuating cycle with finances. I can't make more money to pay for certification tests to be a NYC teacher, because of so many reasons. "You cannot move ahead unless certain roadblocks are removed" – I. Teddy Bonet
So you wind up living a mediocre existence, never fully happy, never able to help others the way you would want to, and not feeling proud of yourself- no matter how many things that a person has accomplished in your life...
Thanks for your time.
Sincerely
I. Teddy Bonet
